Group Services

Comprehensive Business Services

Think of us as a highly specialized and expert extension of your human resource department. At Terrance Insurance, we provide you with everything you need to create a strong, well-run employee benefits program. This is our job and our privilege.

Terrance Insurance will:

  • Help you set realistic expectations for your benefit programs and then develop the appropriate strategic plans.  We will implement these plans together.
  • Ensure you have access to us through email and phone. 
  • Return any call or email within one business day.
  • Formally meet with you at least semi-annually to review your benefit programs, strategic plan and legislative, regulatory or other change that may impact you.
  • Advocate for you with all insurance carriers and negotiate solely with your best interests in mind.
  • Fully disclose to you the way in which we are paid for our services.
  • Provide support and timely education on compliance issues associated with your benefit programs, including requirements related to reporting, filing of information and notifications to your employees.
  • Make available and train you on our industry leading technology related to benefits information, legislative issues, and communication of benefit programs to employees.
  • Develop custom communications that facilitate your employees understanding of their benefit plans and the value they provide.

Please review our benefits page to see some of the many options available to you as an employer, or contact a Terrance representative now.

We work with many of the leading carriers for employee medical benefits, including:

Allied National
Anthem Blue Cross of CA
Assurant Health
Blue Shield of CA
Cigna
EyeMed
Fort Dearborn Life
Guardian
Hartford Life
HealthNet
Humana
Kaiser Permanente
Lincoln National
MetLife
Mutual of Omaha
Principal Financial
The Standard
Western Health Advantage
UNUM
VSP